Create your own Yandex money wallet. How to create a Yandex Money e-wallet - step-by-step instructions for beginners. Money loves counting

(storage and transmission by open networks confidential information).

Yandex.Money is not a bank. When depositing money into the system, the user receives impersonal monetary obligations of the operator, signed with a digital analogue of his handwritten signature, that is, an electronic analogue of cash - digital money. All funds located in the Yandex.Money system are secured by real bank accounts located in the following banks:

Alfa Bank;
VTB 24;
KB OTKRITIE (RBR);
Sberbank.

The Yandex.Money system is simple and easy to use. Some inconvenience is that it is intended only for residents Russian Federation and operates only in Russian rubles. In addition, the system can be used exclusively for personal, family, household and other needs not related to business activities. The owner of a wallet in the system can only be an individual.

Sellers of goods and services who want to enable payment acceptance through this payment system in their online store are offered the Yandex.Checkout tool.

Yandex.Money is widely used for secure payment for various services and purchasing goods online without commissions or queues.

GETTING STARTED WITH THE SYSTEM

Registration in the system Yandex money free. To get your Yandex.Wallet you only need to register on Yandex. If you already have, for example, a Yandex mailbox, you just need to log in and activate your wallet.

Wallet activation is simple procedure, which consists in creating a payment password and specifying personal data to identify the user. After that, you find yourself on your Wallet page, you can see your account number (highlighted in green, starts with 41001 and contains from 12 to 14 digits) and balance.

Attention! When registering a wallet, indicate only your real data (full name, passport data), this is in your interests: if you lose your password or even the wallet itself, the system will be able to return your money only if your identity can be verified.

User identification

A newly opened account in the system is anonymous. You can work with the system in anonymous mode, but in this case you will be subject to a number of restrictions on the deposit and withdrawal of funds, as well as on the transfer of funds within the system. The limit on the balance in the wallet, one-time replenishment or money transfer is 15,000 rubles for anonymous users.

If you indicate your full name, passport details, phone number, as well as INN or SNILS, then your wallet will acquire the status of a personal wallet and the limits will increase to 60,000 thousand rubles.

If you identify the wallet, then many restrictions will be removed from it, and the limits will increase significantly.

It is easier for an identified user to restore access to a lost wallet - simply present the documents specified during the identification procedure.

Unidentified users are not eligible to raise funds for charitable purposes. This measure was introduced because scammers often try to collect money by masquerading as philanthropists.

If you plan to actively use your Yandex.Money wallet, frequently make or accept money transfers, publish your account number in open access, it is highly advisable for you to go through the identification procedure.

Currently, the system offers a wide selection of identification methods for every taste, perhaps the largest of all payment systems.

1.Personal appeal to the Yandex.Money office with a completed application form and passport. Processing of an application received from you by an office employee may take up to 7 business days. Available to residents of Moscow, St. Petersburg, Nizhny Novgorod, Novosibirsk and Yekaterinburg. In Belarus, Kazakhstan, Ukraine and other countries, you can identify your wallet from Yandex.Money agents.

2. Sending an application by mail. In this case, you certify your signature on the completed application form with a notary and send it to PS Yandex.Money LLC by registered mail at the address: 119021, Moscow, PO Box 57, NPO Yandex.Money LLC. A universal method that suits everyone, regardless of place of residence, but has a drawback: you need to pay for the services of a notary.

3. Identification via the CONTACT system. To complete the identification procedure using this method, you need to fill out an application on the website, print it out and go to the nearest Contact system point, not forgetting to take your passport with you. They will charge you 250 rubles, but 100 of them will then return to your wallet; Thus, the procedure will cost you 150 rubles. After making the payment, wait 1 business day, then go to the Yandex.Money website. A confirmation link will appear there. When you follow the link and confirm the entered data, the wallet will become identified.

4. Identification in Svyaznoy. The identification procedure in a connected connection is similar to previous method. The difference is that you don’t need to print out any statements - just write down your wallet number or download the Yandex.Money mobile application, and also in the cost: in Svyaznoy, identification will cost you 300 rubles.

5. Identification payment in Euroset. This can be done at any Euroset store. You need to have your passport with you. The size of the identification payment is 50 rubles. Of these, 1 rub. will be credited to your account (verification transaction). This type of identification can only be completed by adults, and it is not possible to make an identification payment for another person.

6. Identification in Unistream. To identify online wallet Both Russians and foreigners located in the Russian Federation can join Unistream. The identification process takes only a few minutes: you need to come to a Unistream location, show your passport and tell them your Yandex.Money wallet number. To complete the identification, you need to go to your wallet on the website or in the Yandex.Money application, check and then confirm the provided data.

7. Through Sberbank. Available to those Sberbank clients who have a Sberbank card and are connected to Mobile Banking. Important: the Yandex.Money wallet and Sberbank Mobile Bank must be connected to the same mobile number. To pass identification, you need to leave a request on the Yandex.Money website. After this, Sberbank will send an SMS from number 900. By answering it, the user will allow the bank to transfer his personal data to the payment service. The wallet will be identified within a few days.

8. Copying identification. If you already have an identified wallet, you can copy your passport data from one of your wallets to another. The process will take no more than a minute: you need to indicate your login or account number, then go to another wallet and confirm your identification by clicking on the link provided. The copying limit is 10 wallets.

Working with the system. System commission when making payments

A commission of 0.5% is charged to the recipient of funds when receiving a payment to the Wallet from a user of another Wallet. The system has a limit on the amount of direct money transfer (from Wallet to Wallet): for personal wallets 60,000 rubles per transfer and 200,000 rubles per month; for identified wallets - the limit on one transfer is 400,000 rubles.

If you want to get rid of commissions for transfers within the system, use the Yandex.Money mobile application: transfers through it are made without commission.

Yandex.Money has a payment refund function. If you received money from another user of the system, then by clicking on the icon that says “Return money” in the payment history, you can easily and quickly return it to the sender. In this case, the system itself will calculate what amount, taking into account the charged commission, you need to transfer so that the same amount of money is returned to the sender’s account as was debited from it.

For the convenience of Yandex.Money clients, they issue cards linked to a wallet. The card and wallet balance are common. There are two types of cards: plastic and virtual.

To order a plastic card, you need to pay 200 rubles. The card will be valid for 3 years. A plastic card is ordered on the website, and it arrives by regular mail. You can pay with it both offline and online, it is personalized. You can top up your card without commission through Sberbank, Euroset, Svyaznoy, payments are made without commission. But a transfer to another card or e-wallet will cost 3%, minimum 100 rubles. Another important feature of Yandex.Card is the ability to pay through Apple Pay And Samsung Pay.

A virtual card, as its name suggests, does not have a physical medium. But nevertheless, this is a real bank card with its own details, which are stored on the Yandex.Money website. It comes out in 3 seconds and is immediately ready for use. Valid for 1 year, then you can order a new one. You can withdraw cash from a virtual card via Google, Apple and Samsung Pay, commission is 3%, minimum withdrawal is 100 rubles.

As was said at the very beginning, Yandex.Checkout services are offered for businesses. But besides this, Yandex.Money offers a wide selection of tools for receiving money, for example, on a website, blog, or for collecting funds for specific purposes.

1. Each wallet user has his own business card. This is just a link that indicates the wallet number, like money.yandex.ru/to/410011111111111. It can be sent to anyone, and if you open it, the person will see the transfer form.

To carry out exchange transactions with Webmoney, you must link your WebMoney wallet to your Yandex.Money account. This is only possible if you are verified in both systems, that is, you have gone through the identification procedure in Yandex.Money and have a certificate no lower than the formal one in Webmoney. Your identification information in both systems must match. The final transfer commission in both directions is 4.5%.

Enrollment times depend on the specific operator.

There are several ways to withdraw money from Yandex.Money.

Money transfers, as well as the possibility of withdrawing funds, are available only to the owner of registered and identified wallets.

1. To the card. Commission - 3% + 45 rubles, minimum transfer amount - 100 rubles.

2. To the account individual in any Russian bank. Such money transfers usually take 3-7 business days. The system commission for this method of withdrawing money is 3% + 15 rubles, and, in addition, you will have to pay a certain percentage to the bank. For some banks, the withdrawal conditions are different: the commission for Alfa-Click, Promsvyazbank and Tinkoff Bank is 3%.

2. If you have forgotten your payment password

If you have forgotten your payment password, you will need to obtain a new one.

How it's done. On any page where a payment password is requested (for example, in the "Payment History" section), follow the link: "Remember payment password." To your address Email An email will be sent with a link to follow. You will be taken to a page with a form for entering personal information and creating a new password. Fill out all fields, and the data must match those entered during registration. You will be given 3 attempts. If you enter your information incorrectly three times, the ability to automatically receive a password will be blocked for you. In this case, you will have to contact Yandex support service, and the payment password will be restored only after a personal review. If you fill out all the fields correctly, you will receive a new payment password.

Yandex Money Wallet is an electronic payment system with which you can accept money earned via the Internet, withdraw it to a card, make purchases in stores, and pay conveniently mobile communications, housing and communal services, fines, etc.

In this article we will figure out how to create your own Yandex.Wallet and how to use it correctly. We will learn how to accept and send payments, learn how to put money into a wallet and withdraw it to a card in order to withdraw it from an ATM with a minimum commission!

How to register Yandex Wallet

To create a wallet you will need mobile phone. Should be indicated personal number, since all transactions with money are carried out after SMS confirmation. When registering, use your real first and last name, otherwise it will not be possible to raise the status of your wallet and increase the limit to more than 15 thousand rubles per month, and there is a risk of blocking.

To register, you must go to the main page. A list of services provided by the system will appear above the search bar. Click the “More” button and select “Money” in the column, after which the registration page will open.

There are two ways to register:

Video: how to create a Yandex Money wallet - step-by-step instruction registering a new wallet

How to find out your Yandex Money wallet number

On home page Yandex. Money indicates the assigned wallet number, consisting of 14 digits. To see it, you need to hover over the line in the upper right corner that displays your account status. Next to the national currency icon there is an arrow, when clicked, a pop-up menu appears - the account number is indicated there.

Personal account Yandex Money

After completing the registration stage, you will be taken to the user’s personal page in the Yandex Money system. The profile contains a menu located on the left. It indicates the basic operations that can be performed using electronic wallet: management, settings, attached bank cards, payment for services, transfers between accounts.

How to download Yandex Wallet to your phone

The Ya.Money application allows you to make money transactions from your smartphone. For the application to work, just connect to Wi-Fi or use Mobile Internet. To install a wallet, you need to go to App Store or Play Market and write “Yandex money” in search bar.

Select “Ya.Money” from the list of results and click the “Download” button. The application page provides detailed information about the capabilities of the system, as well as user reviews.

Just like on a computer, to log into the mobile application you need to enter your username and password. For registered users, only authorization is required. Those who do not have an account will need to register.

The main page of the application is a menu with a list of wallet services. To pay for services, fines or receipts, you need to select the appropriate icon. IN mobile version There is a hint system that is understandable for new users. The bottom menu contains a list of online stores that give a discount to those who have installed the Ya.Money application.

After installing the application on your smartphone, the payment system automatically issues an electronic bank card. This makes it possible to make purchases with one touch using contactless payment technology. However, this feature is only available in modern models phones (with NFC chip).

There is another way to download the Yandex Money application - from the official website. This is easy to do: select the type of device (Android or iPhone), select “Money” in the list of products, indicate your phone number and wait for an SMS message with a link to download the mobile version.

6 ways to deposit money into Yandex Wallet

In order to start using the service, you need to top up your personal wallet account. There are several popular ways to deposit money, including without paying a commission:

Using a bank card. This option is available to clients of any bank. The replenishment fee will be 1%. The disadvantage of this method is the established limit of 15,000 rubles. For example, to replenish your wallet with 60,000 rubles, you will need to deposit money four times;
Top up using your phone balance. You can deposit money only from the number that was linked to the payment system during registration. The size of the transfer commission depends on the communication provider: Beeline - 7.95%, MTS - 10.86%, Megafon - 7.86%, Tele2 - 15.86%. In addition, some operators charge an additional 10 rubles for the operation;
Depositing cash through a cash desk at Euroset and Sberbank. This replenishment method is not the fastest, but it is free. There are offices of these organizations in every city in the country where you can top up your e-wallet. There is no fee for depositing money;
Using online banking or mobile application Sberbank Online. The maximum available amount for a one-time replenishment is 10,000 rubles. The commission is 0%.
Through payment service QIWI. Replenishment of the wallet is possible through terminals or personal account. When transferring money from QIWI to Yandex Wallet, a commission of 3% is paid. You can deposit 15,000 rubles at a time.
From a Webmoney wallet. This is the most profitable way, the rate is 1k1, that is, without commission. To transfer WMR or WMZ to a Yandex money wallet, use an exchanger after linking your Yandex wallet to Webmoney (confirmation of transactions via SMS must be enabled). You can monitor the most favorable rate in exchangers at

When using these methods, money is credited to your personal account instantly. To replenish your or someone else’s wallet, you only need to know the number; no other documents are required.

Transfer money from a bank card to Yandex Wallet

The method of replenishing Yandex Wallet from a bank card is the most convenient and one of the most profitable. Other options for depositing money involve paying a commission from 1% to 15%. But there are a number of requirements for the card to make a payment:

Wallet replenishment is possible only with Visa, MasterCard or Mir cards;
The card must belong to a bank in Russia, Ukraine, Georgia, Latvia, Turkey, Lithuania, Estonia or a CIS country;
The card must support electronic payments.

Yandex Money also sets conditions for completing the transaction:

The transfer amount and the number of deposits depend on the status of the electronic wallet (anonymous, personal, identified);
After transferring money, there must be an amount in the user’s account that does not exceed the permissible limit.

A bank card can be used to deposit money either into your own or someone else’s wallet. The commission for all transfers is 1%.

Depositing money from a bank card to your wallet

Go to your Yandex Money personal account;
Select the “Top up” button at the top of the profile (next to the balance);
We choose the first method “From a bank card”.

Next, fill out the form with your card details. The number, expiration date, owner's name and CVC code are indicated here. Specify the amount and click the “Top up” button. The system redirects the user to the payment page. In order to complete the payment, enter a code that is sent to the phone number linked to the bank card. The balance is replenished within a few minutes. In some cases, the money arrives in about a day.

Topping up someone else's wallet from a bank card

We enter our account on Yandex;
In the left menu, select the “Money transfers” section;
In the form that appears, fill in the sender’s card details;
We indicate information about the recipient: wallet number, email or phone number. In addition, you can write a message to the recipient;
On the bank page we confirm the transaction.

The standard commission for transferring money to other wallets is 49 rubles, but in some banks it may be higher. If you top up your wallet with 4,000 rubles or more, there will be no commission

How to pay with Yandex Wallet

The article has already mentioned that you can pay for almost any goods and services from the Yandex Money wallet. All e-mail users payment system are divided into two groups: private individuals and official sellers.

Purchasing goods from individuals, as well as paying for their services, is used when working on copywriting exchanges, in joint purchases, or trading through social networks. The second category of sellers are officials. These include online stores, communication providers, mobile operators, and they are connected to the system.

Most online stores also offer customers to pay for purchases using electronic money, including from a Yandex.Money wallet.

Payment can be made in two ways:

Select a service from the Yandex.Wallet menu list. To do this, you will need to log in, select the “Goods and Services” section on the main profile page, find the required item in the list, and click on it: a replenishment and payment form will appear. We enter the data and confirm the payment.
Payment for goods on the online store website. Having selected a product, add it to the cart on the online store website and complete the purchase. Among the proposed payment methods, choose Yandex Money. After which the system will automatically go to the payment system page where payment for the purchase occurs.

If this payment method is not provided in the online store, the user can always pay for the purchase with a virtual card, which can be issued in his personal account. In addition, the payment service offers users to order a full-fledged plastic card linked to a Yandex Money wallet.

Payment for services via Yandex. Money happens as follows:

Go to the user profile;
Click “Payment for services”;
Select the category of interest in the service catalog;
Enter the data and amount;
We confirm the payment and complete the transaction.

Cancel electronic payment impossible. When entering data you need to be as careful as possible. The Yandex Money service is not responsible for transfers to unscrupulous sellers, or sending funds to non-existent wallets.

How to identify a Yandex Money wallet

Immediately after registration in the Yandex Money payment system, each wallet is automatically assigned anonymous status. This status limits the use of the system’s capabilities: you cannot make purchases around the world or transfer money to your own card.

To remove restrictions, you need to make a personal wallet and go through the identification procedure. Identification allows the owner of an electronic wallet to store an amount of up to 500,000 rubles. In addition, you can transfer money to bank accounts, withdraw funds through an ATM, and make online payments of up to 250,000 rubles at a time.

Wallet status is displayed in the upper right corner. In order to pass identification, you need to go to the left sidebar and go to “Settings”. In this section, select “Identification”, after which a page will open showing the types of wallets.

“Name” status is assigned to a wallet after a survey and partially raises the limits on storing funds and transactions. To do this, follow the link “Fill out the form”. We enter and save personal data.

Select “Pass identification” on the Yandex Money page. There are two ways to identify a wallet:

Using mobile banking from Sberbank;
In the Euroset communication salon.

The first method is the most convenient and fastest. The user must have a Mobile Bank connected to the card. You will need to fill out some information about yourself and transfer about 10 rubles to your wallet account.

1. Conditions for identification through Sberbank:

The user is a citizen of the Russian Federation;
The card was issued by Sberbank;
The balance exceeds 10 rubles;
Mobile Bank and Yandex Wallet are linked to the same phone number.

2. Identifying your wallet through Euroset will take a little longer. To do this you need:

Select “Identification” via Euroset on the page;
Fill out and print the application;
Contact any Euroset office with an application and passport;
Give documents to the cashier and pay for identification - 50 rubles;
After the operator enters the data, check the accuracy of the filling and sign;
Login to Yandex. Money from a personal computer, point the cursor to the balance and click “Confirm identification”.

3. There is a third, least popular method - wallet identification through the Yandex Money office. This option involves the same actions as when identifying in Euroset. To do this you need:

Download the application on the Yandex.Money website;
Visit the office and hand over the application with your passport to the operator for making copies;
After a week, confirm your identification using the link that will appear next to the balance in your wallet.

Only those users who have an official Yandex Money representative office in their city can identify a wallet in this way.

How to transfer money from a Yandex Money wallet to another wallet

Making transfers from one wallet to another is quite simple. To transfer money you will need the recipient's wallet, phone or email.

In the left menu, select the “Translations” section. In the form that opens, enter the number of the wallet to which the money is sent and indicate the amount. We confirm the transfer using the code from the SMS message.

The user can protect the operation with a protection code. This function allows you to save money in your account if an error was made in the sender's data. The protection code must be communicated to the recipient: only after entering these numbers cash will be credited to his account. If the transfer was protected and the recipient's number was entered incorrectly, the amount will be returned to the sender's account within 7 days.

When transferring money from one wallet to another, Yandex Money retains a commission of 0.5%.

Withdrawing money from an electronic wallet

Let's highlight the main ways to withdraw money from your wallet:

Via Yandex Money card(most convenient way). To get a card, you need to go to the menu and select the “Bank Cards” section. The system will offer several card options, select a plastic one and click “Order card”. Before completing the operation, pay for the annual service and enter the shipping address. Once the card is ready, you can pick it up at your Russian Post office;
Transfer funds to a bank card linked to the wallet. In the form for sending money you need to indicate the card details, the recipient’s email and the withdrawal amount;
Transfer of money to an individual's bank account. This feature is only available to authenticated and named users;
Transfer to the account of legal entities. When sending, you must indicate the recipient's TIN, as well as account details;
Sending money to a credit account of any bank(to repay loans);
Transferring money to another payment system(Qiwi, Western Union, Unistream, etc.)

Yandex.Money card with wallet balance

As mentioned above, Yandex Money allows the user to issue a plastic card. The e-wallet and the card have different numbers, but they have a common balance. Essentially, a card is a physical medium of electronic money in a wallet. The user can withdraw funds and pay with this card in cafes, shops, etc.

The card is issued for three years. The cost of its maintenance is 249 rudders. The limits on card transactions are the same as on the Yandex wallet:

For anonymous wallets: payment for goods – 15,000 rubles, cash withdrawal – 5,000 rubles per day;
For registered wallets: payment for goods – 60,000 rubles, cash withdrawal – 200,000 rubles per month;
For identified wallets: payment for goods – 250,000, cash withdrawal – up to 3,000,000 per month.

The card is ordered in your Yandex Money personal account. Within five working days it will be produced and sent to the post office at the address specified in the order form.

You can activate the card only in your personal account of the Yandex payment system. The activation link will be provided in the email. Cash withdrawals are carried out through ATMs of any banks. Up to 10,000 ₽ per month can be withdrawn without commission, then the commission is 3%.

The owner of a Yandex Money card can pay and withdraw cash anywhere in the world. It is in rubles, but when making a purchase in foreign currency, the amount is converted and debited from the account in the equivalent of rubles.

Commissions for transactions with the Yandex.Money wallet

Yandex service. Money is an intermediary in making transfers and payments. The size of the commission depends on the terms of cooperation of the payment system with partners.

The amount of commissions for transactions with an electronic wallet:

To top up your account:

From a bank card – 1% of the top-up amount;
From the mobile phone balance – Beeline – 7.95%, MTS – 10.86%, Megafon – 7.86%, Tele2 – 15.86%.

To withdraw funds from an electronic wallet:

Contact system – from 4% to 5%;
Bank cards - Sberbank 1%, other banks up to 3%;
Bank account – 3% +15 rubles;
Phone balance – from 0.5% to 1% + 3 rubles;

To transfer money:

Payment systems QIWI, WebMoney – 3%;
Bank cards – 3% + 45 rubles;
Between two Yandex wallets. Money – 0.5%.

There is no commission for paying for goods in online stores. An additional 2% is charged when paying utility bills, and 1% for traffic police fines. Detailed information You can find out about the limits and commission amounts on the Yandex website. Money.

Let's sum it up

Payment system Yandex. Money is convenient and easy to use. More than 22 million people choose this service. In order to become the owner of an electronic wallet, it is enough to create an account in Yandex. By mail. Using the system, you can make purchases, pay for services and transfer funds. In addition, the electronic wallet is convenient for users who earn money on the Internet. All payments and personal data of people are reliably protected from fraudsters. Confirmation of the quality of the services provided is the fact that 75% of Yandex shares. The money belongs to Sberbank. A number of additional bonuses are provided for clients of this bank, including a small commission for transactions with an electronic wallet.

Write in the comments whether you use the Yandex.Money wallet and how you rate the convenience of this payment system.

Welcome, dear reader! As soon as the Internet entered the lives of many people, the question of financial transactions online immediately arose. A wide selection of sites that work with electronic money have been able to satisfy the ambitions of the modern user.

Internet users have long appreciated the capabilities of various successful companies, such as Qiwi, or PayPal. But today we will figure out what Yandex Money is, and why it is so popular and in demand. Indeed, among domestic and foreign (including CIS countries) clients this organization took a significant place.

More and more products and services are distributed through World Wide Web. Agree that it is much more convenient to buy gifts for relatives or pay utility bills without leaving home. And how much time it saves. Therefore, you need to take this moment responsibly and take care of the availability of an electronic wallet in advance.

What is Yandex Money

Yandex.Money (YAD) is a leading payment system with which you can make payments between users, as well as pay for Internet goods online.

It was founded back in 2002. As you may have guessed, by the Yandex company. The main office of the company is located in Moscow.

Developers are not sitting still, and the service is rapidly gaining momentum. The user base already exceeds 25 million customers.

If the article was useful to you, we will be glad to see your comments.

All the best!

Hello, dear readers of the blog site. Today we will talk about one of the most popular payment systems on the Russian-language Internet - Yandex Money. If you need to use this payment system, then the first thing you need to do is register and create a YaD wallet. You can work with it directly through the web interface. So let's get started.

Registration and creation of a Yandex Money wallet

To use the web interface of the service for personal purposes Yandex Money, you must complete the registration procedure. First of all, create a mailbox in Yandex and using the received login and password, all other services of the company will become available to you.

In order to secure further work, you will need to indicate your own mobile device number. This step is optional and can be skipped by clicking on the “I don’t have a phone” button. For such a case, there is another protection option - choosing a security question with an answer to it. But I strongly recommend that you use a mobile number for the security of your account.

The essence of the question is that with the linked mobile device number, if you lose access, you will be able to as soon as possible restore it. To do this, you must be informed via SMS about transactions carried out on your account. This will also make it possible to use a one-time payment password, which will be sent by SMS message to your mobile phone.

At the next stage of registration, you need to enter a code that will be sent by SMS message to your mobile device number, specified earlier in the first stage of registration. Next, agree to the terms of use of the service and click on the “Register” button.

After registration, the Yandex Passport page will open, in the “Means of Payment” section, click “Open Wallet” as shown in the picture below.

If you already have an email in Yandex, then you need to log into your account. After that, follow the “link”, click on the “Open wallet” button.
Next, you will need to enter your mobile phone number and click “Continue”. An SMS confirmation will be sent to your mobile phone, enter it in the field that opens and click “Create wallet”.

The Yandex Money wallet has been successfully opened, its number is indicated in the middle of the screen - copy and save it!

It should be remembered that the operation of the poison system is designed in such a way that after 15 minutes of ceasing to use the service, your authorization will be automatically terminated. This feature is made for forgetful users who forget to close the page with an active wallet. So in 15 minutes all your information will be closed not only from you, but also from prying eyes, and you will not have to subsequently complain about your forgetfulness. No one will withdraw, cash or transfer your money. Yandex worried about you in advance.

Using a wallet

By default, you will have anonymous status in the Poison system. With an anonymous method of operation, your actions and possibilities for using the wallet will be limited. To get new opportunities, you need to click on your balance and click on the “Anonymous” line.

If you would like to receive a personal status, then click on the “Get status” button and enter your real passport details and full name in a special form. And in order to obtain the “Identified” status, the system administration will ask you to provide them with data in your office. Personally, I limited myself to personal status on my main account - there are quite enough limits. With these statuses, you will be able to enjoy extended limits on payments, transfers and withdrawals.

Since you are already a full-fledged user of the Yandex Money payment system, you can now top up your account, transfer the required amount of money to the wallet of another member of the system, withdraw and cash out money. To perform these actions, the corresponding buttons are located on the left side of the menu.

For example, if you need to transfer money, then to complete this action you need to click on the “Transfers” button. Next, in the window that opens, you indicate your wallet number or email address or mobile phone number and complete this by entering a one-time payment password, which will be sent to you via SMS. All data you enter will be checked in real time against the database, after which you will receive a message if something is wrong or there is no such user in the system.

You can also accept invoices from various services for payment. For example, you need to pay for the services of an Internet provider, top up your mobile balance, or pay for any other service. To do this, you need to select the Yandex Money option for payment and you will be redirected to the page where you confirm this payment.

You can also transfer funds to a recipient who does not have Yandex Money. To do this, you need to indicate the number in the “To” field mobile operator recipient. Then he will be asked to register in the system indicating his phone number to which the transfer was made. Upon completion of the registration procedure, from the “Top-ups” section, he needs to go to the payment history and click on the “Receive” button.

Any transfer to Yandex system Money can be protected with a protection code. It is possible to set the period during which the code will be valid. After this period, if the recipient does not show up or mistakenly enters the wrong protection code, the money will be returned to you. Without entering the protection code, the recipient will not be able to receive the transfer.

You will need to confirm each payment by entering the one-time payment password received in SMS message or taken from a mobile application. If suddenly your mobile device will be in the operator’s inaccessible area or lost, then in order to avoid incidents with this matter, you must first print or save the emergency codes.

How to top up your Yandex Money wallet

There are several ways to top up your account in the system:

Replenishment via self-service terminal.
You can top up your account using any linked bank card, or directly through an ATM. You can top up through the Internet banking service.
You can also top up your account using

I welcome you again, I came up with the idea to tell and show how to create a Yandex money electronic wallet so that everything is accessible. Let me make a reservation that using this wallet is really very convenient, even though the only available currency is the Russian ruble. It's not as bad as it might seem at first glance.

Here’s another interesting thing: I myself have been using this payment system for quite a long time. electronic system. Constantly. And I receive money on , and transfer it to someone. There have never been any serious failures in several years of operation!

Don’t be confused by negative reviews on the Internet; people often make rather gross and stupid mistakes when using electronic money, putting themselves at risk, and then complain. I will tell you what to pay attention to so as not to lose your honestly earned money.

How to create a YaD wallet

Yandex Money is the first and main competitor payment system. YaD is reliable and convenient; for webmasters it is an excellent solution for calculations.

In order to use Yandex Money, you need to register in the system and create your account. YAD has a very convenient and understandable interface, with the help of which you will manage your money.

By the way, not so long ago, a few years ago, in order to use the Yandex wallet you had to install it on Personal Computer special software. I believe that such work with money was more secure and safe, but what is not there is not there, we take what they give.

In order to get started, you will also need a mailbox here.

Fill out the fields provided, enter your first and last name, create a login (necessarily in Latin letters, you can use numbers). As a rule, the system itself offers options; it is your right to choose one of them or come up with your own.

One of the items is a mobile phone number. If you do not want to leave your phone, click the “no phone” button and you will be asked to enter the answer to your security question.

It's your choice, but believe me, linking to a number significantly increases the security level of your wallet. You will confirm all transactions by SMS with a code sent to your phone. While it is in your hands, no one else will have access to your wallet.

An alternative option is to create a wallet using accounts in in social networks. Each of you is probably registered in at least one of the social traps - on Facebook, Odnoklassniki or VKontakte, mail, Google or Twitter. Select your favorite icon at the bottom of the page and log in.

Let's move on

After completing all the necessary manipulations and accepting the terms of the user agreement, click the register button.

You will be automatically redirected to the “passport” page. It looks like this:

Here you can add or change personal data, or delete your account altogether. From here we go to the “money” zone.

Creating a wallet involves linking to mailbox and telephone. Pay attention to the box where you need to enter email address. You can indicate a mailbox that you have been using for a long time (1), or accept the system’s offer and use a newly created mailbox specially for this occasion (2).

They will come to the phone short messages with a digital code to confirm the legitimacy of payments made from your wallet. Digital codes are unique combinations of numbers for each individual transaction. To avoid trouble, it is best to keep these same codes secret.

In addition, using your phone you can easily recover your password and access to your wallet when it is blocked (this happens if the service administration has reason to believe that some suspicious transactions are being carried out).

Confirmations sent to a mobile phone reduce the risk of wallets being hacked, and the administration insists on providing this not-so-secret information. Besides phone number, to access the wallet you need a password and you should think carefully about creating it.

You will receive an SMS on your mobile number with a code that you need to enter in the appropriate box:

Enter your notification email in the box below (this is the email address with which the wallet is associated) and feel free to click the “ ” button. The procedure for creating a wallet does not require payment, everything is absolutely free.

Alternatively, instead of a one-time password, which is sent via SMS every time any manipulation is done with money, you can install an application from Yandex on your mobile phone, which generates your own codes.

Finally, registration is completed and in front of you start page. In the upper left corner you can see your wallet number (it is indicated as details for transferring money) and balance:

If you click on the personal account icon, you will be able to go to managing your wallet, view your status and change what you are not happy with:

The picture clearly shows the differences between different certificates. Which one to choose is up to you. For single transfers and penny purchases, you can get by with an anonymous status, but if you are going to become a webmaster, open your own business or create a wallet to service an online store, then it is better not to be lazy and make an identified status.

Yes, you will have to spend your time visiting the Yandex office or its partners and providing your real passport details, but your money will be reliably protected.

Money loves counting

And finally, I will briefly tell you about very convenient services that will come in handy for each of you more than once.

Since the specifics of the work of the poisonous enterprise involve the turnover of only Russian rubles, and often there is a need for another currency, you can exchange your hard-earned money at a favorable rate at https://www.bestchange.ru.

And another service, https://wmstream.ru, will help make virtual money real without risk or damage to you.